My collection has been growing and it's time to look at insuring everything in my gun safe. I am looking for suggestion or recommendations for reputable companies that insure firearms. Is it good to insure through your homeowner's insurance or is it better to insure through a company that specializes in firearms?? Any help is appreciated.
Insurance For Firearms
- Thread starter CT.HNTR
- Start date
- Nov 4, 2004
- 25,364
- 8,988
I have a separate rider through my homeowners policy. I have everything listed in a spreadsheet that includes make, model, serial number, description, and value.
FWIW, the same list is also in my trust and will.
JD338
FWIW, the same list is also in my trust and will.
JD338
salmonchaser
Ammo Smith
- Dec 13, 2013
- 5,066
- 5,271
I’ve an insurance rider as well, copy and paste the list into the trust. I also have a copy I can pull up on my phone as well as a photo album showing make model a serial number. I don’t have good photos of the scope serial numbers in some cases, but you do want to list those as well if you can get them without dismounting the scope.
Have a separate policy through association with SCI, it was inexpensive.
The photos, taken with your phone are time/date stamped. Can be very helpful in recovery if stolen as well as prosecution.
Have a separate policy through association with SCI, it was inexpensive.
The photos, taken with your phone are time/date stamped. Can be very helpful in recovery if stolen as well as prosecution.
minthaylasa56
Beginner
- Aug 12, 2024
- 2
- 0
if your firearms collection is of significant value or you need specific coverage beyond what your homeowner’s insurance offers, specialized firearms insurance may be the better option. However, for many, adding a rider to a homeowner's policy might provide sufficient coverage with the added convenience of dealing with a single insurer.
For insuring firearms, it's generally better to go with a company that specializes in firearms insurance rather than relying solely on homeowners insurance. While homeowner's policies may cover firearms, they often have limitations and lower coverage limits for valuables like guns. Some reputable companies that specialize in firearms insurance include NRA Insurance, Lockton Affinity, and Collectibles Insurance Services. These companies typically offer more comprehensive coverage tailored to firearms collections.
signchildren
Beginner
- Nov 29, 2024
- 1
- 0
If you can get them without sacrificing the scope, you do want to mention those as well. Have a different policy since working with SCI; it was cheap.
drift hunters
drift hunters
